C Community Spouse Resource Deduction Examples

Programs	Manual Section
ALTCS	MA707.4

The standards at MA707.2 are used in the CSRD calculation process.

1) Minimum CSRD Example

The calculated CSRA is $30,000, and the spousal share is $15,000.


Spousal share	=	$15,000
Lesser of $15,000 or $120,900	=	$15,000
Greater of $5,000 or $24,180	=	$24,180
CSRD	=	$24,180

The customer qualifies for the minimum CSRD.

2) Maximum CSRD Example

The calculated CSRA is $250,000, and the spousal share is $125,000.


Spousal Share	=	$125,000
Lesser of $125,000 or $120,900	=	$120,900
Greater of $120,000 or $24,180	=	$120,900
CSRD	=	$120,900

The customer qualifies for the maximum CSRD.

3) In Between CSRD Example

The calculated CSRA is $96,000, and the spousal share is $48,000.


Spousal share	=	$48,000
Lesser of $48,000 or $120,900	=	$48,000
Greater of $48,000 or $24,180	=	$48,000
CSRD	=	$48,000

The customer qualifies for a CSRD between the minimum and maximum amounts.

4) Previously used maximum or minimum CSRD Example

The customer entered a nursing facility on March 3, 1999 and applied for ALTCS benefits on August 15, 1999. The FCPI was established as March 1999.

The couple’s countable resources in 03/99 totaled $180,000 and the spousal share was $90,000. The customer qualified for the 1999 maximum CSRD of $81,960. The customer’s resources were over the limit and the ALTCS application was denied.

The customer reapplied for ALTCS on February 6, 2013. The $90,000 spousal share determined for the 1999 resource assessment is now compared to the 2013 CSRD limits. Because the maximum CSRD in 2013 is $115,920, the entire spousal share of $90,000 is the new CSRD amount.

5) Recalculation due to an Unreported Resource at Original CSRA Example

The customer requests a resource assessment on July 17. The FCPI is determined to be June of that year. The CSRA is completed and the spousal share is calculated to be $40,000.

On December 5, the customer applies for ALTCS. The customer’s counted resources in December include a $10,000 Certificate of Deposit (CD) that the customer owned and did not report when the CSRD was calculated in June. The CSRD is re-calculated for June and is determined to be $45,000.