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Programs |
Manual Section |
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ALTCS |
The customer is listed as a joint owner on his son’s bank account. The customer rebuts ownership of the account and provides evidence to prove that only his son’s money is in the account. As part of the successful rebuttal of account ownership (MA705I), the customer removes his name from the bank account.
The customer’s eligibility for ALTCS is not affected by removing his name from the account. The account did not include any of the customer’s resources.
The customer, co-signed a car loan for her niece. The customer’s name is listed on the title and the loan documents. The niece provides proof that she made all of the payments for the car loan, as well as the maintenance of the car. After the car was paid off, the niece gave the vehicle to charity.
Even though the customer’s name was on the title, the equity in the car belonged only to the niece (MA704C.1). The vehicle was not the customer’s resource.
The customer’s bank statement showed a purchase in the amount of $2,877.32. When asked about this purchase by a Benefits and Eligibility Specialist, the customer states that he used the money to buy a new TV at a local electronics store. He purchased it for himself to replace his old TV, which was broken.
The new TV was purchased for the customer at the current market value and does not affect his eligibility for ALTCS.
The customer holds a credit card with a balance of $4,200.00. The month before she applied for ALTCS, she paid off the entire balance and closed out the credit card account.
The credit card balance was a debt owed by the customer. Repayment of the debt does not affect her eligibility for ALTCS.