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Medicaid is the payer of last resort. The customer must provide current information about any medical insurance coverage or premium amounts. This information allows the appropriate carrier to be billed.
In some cases, changes in medical coverage or premium amounts may affect a customer’s eligibility or Share of Cost (SOC):
When the program is... |
Then... |
ALTCS ALTCS - Freedom to Work |
Changes in the customer’s medical insurance premium amounts may affect the customer’s SOC for ALTCS services (MA1201C). |
Adult |
When a parent or other relative is living with a child and is the child’s main caretaker, the child must have minimum essential coverage for the person to qualify for the Adult group (MA518). |
Breast and Cervical Cancer Treatment Program (BCCTP) |
A customer is no longer eligible for BCCTP when she has creditable health insurance coverage, unless she qualifies for an exception (MA515). |
KidsCare |
A customer is no longer eligible for KidsCare when he or she has creditable health insurance coverage (MA515). |
See Processing Changes in Medical Insurance Coverage or Premiums for details.
Term |
Definition |
Creditable Coverage |
Health insurance coverage as defined under the Health Insurance Portability and Accountability Act (HIPAA). Examples of creditable coverage include:
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Non-Creditable Coverage |
The following types of policies are considered non-creditable coverage:
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Minimum Essential Coverage |
Means any of the following kinds of health insurance coverage:
Minimum Essential Coverage does NOT include:
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Proof of new insurance coverage includes:
Insurance contract;
Copy of both sides of the insurance card;
Telephone contact to the insurer to confirm the details of the coverage.
Proof that insurance coverage has ended includes:
Letter or written statement from the insurer confirming the coverage end date;
Telephone contact to the insurer confirming the coverage end date;
Telephone contact to the previous employer to confirm the coverage end date for employer-sponsored insurance.
Proof of a change in premium amount includes:
Letter or written statement from the insurer with the new premium amount and effective date;
Telephone call to the insurer confirming the new premium amount and effective date;
When the customer is no longer paying the premium or someone else is paying the premium, the customer’s statement is accepted. No further proof is needed.
This applies to all programs.
Changes must be reported as soon as the future event becomes known. Unanticipated changes must be reported within 10 calendar days of the date the change occurred.
Use the following table to determine the effective date for the change.
If the change results in... |
Then the effective date of the change is... |
A decrease in the ALTCS Share of Cost |
The later of the first day of the month in which the change:
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The first day of the month after the change that allows for adverse action rules. |
Program |
Legal Authorities |
ALTCS FTW-ALTCS |
42 CFR 435.725(c)(4)(i) 42 CFR 435.726(c)(4)(i) 42 CFR 435.916 AAC R9-28-410(C) AAC R9-28-411(A)(1) |
Breast and Cervical Cancer Treatment Program (BCCTP) |
42 CFR 435.916 ARS 36-2901.05 AAC R9-22-2003(A)(5) AAC R9-22-2005(D)(1) |
Adult |
42 CFR 435.916 42 CFR 435.119(c) |
KidsCare |
42 CFR 457.310(b)(2)(ii) ARS 36-2983(G)(2) AAC R9-31-303 |